Is Xactus down?
Minor issues reported
From status.xactus.com · checked 3 minutes ago · every 5 minutes
An email when it goes down, and when it’s back.
As of 03:33 UTC on 12 November 2026, Xactus's status page reports minor issues.
- Last problem
- Going on now
- Problems, last 30 days
- 3
- Typical incident
- 9 days
- Longest in 90 days
- 14 days · 6 Oct
AccountChek Asset Verification Service Disruption
Started 1 day ago, affecting Asset VerificationX.
Read the updates on status.xactus.com ↗Uptime
Xactus, last 30 days
68.68 %
Biggest dip: Xactus, 30.4 h of issue on Nov 10.
Incidents
Started in the last 7 days
3
This week Week before
Latest: Xactus, issue on Nov 10.
Recovery
Median time back online
11 h 15 min
0 of 2 were over within an hour. Each dot is one incident; the dashed line is the median.
Components 19
1 with issues
Platform & Access 3
parts 
- Xactus360 Website
- API Platform
- Encompass Partner Connect (EPC)
Credit 6
parts 
- Credit - Experian
- Credit - Equifax
- Credit - Transunion
- Undisclosed DebtX
- Business ReportX
- Credit ReportX
Income 4
parts 
- Employment VerificationX
- Asset VerificationX Major outage
- Tax TranscriptX
- Income CalculationX
Identity 3
parts 
- Fraud ReportX
- Social Security VerificationX
- Loan ShieldX
Property 3
parts 
- Flood ReportX
- Valuation ModelX
- Appraisal FirewallX
Last 90 days
5 incidents in 48 days tracked · no reported issues 44.1% of the time · typical incident 9 days
Recent incidents
Times in UTC
- Social Security Verification Processing Delay 18 h 15 min
Issue
- Maintenance Window for Xactus360 4 h
Maintenance
- Credit Report Rendering Issue 4 h 15 min
Issue
- Undisclosed DebtX: Encompass Automated Service Ordering (ASO) and 2 more 14 days
Major outage
- Equifax Activation Delays - Undisclosed DebtX at least 9 days
Issue
Having issues right now
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Critical
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Critical
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Critical
Popular services
All servicesWhere this comes from
Stackpulse reads Xactus’s official status page at status.xactus.com every 5 minutes and keeps 90 days of what changed. We don’t test Xactus ourselves, so a problem shows here once Xactus reports it.
Stackpulse isn’t affiliated with Xactus. Names and logos belong to their owners.
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